ACA Marketplace Eligibility Calculator
Most U.S. citizens and lawfully present residents can buy a Marketplace plan. Getting the tax credit also takes income between 100% and 400% of the poverty line, no Medicare or Medicaid, and no affordable employer offer: one costing more than 10.22% of income in 2027.
Figures checked October 15, 2026 · free, no sign-up
Calculator
Fill in the form to see your estimate. It updates as you type.
Estimate only, using the published figures listed under Sources. It is not a quote, an eligibility decision or advice. Your inputs stay in your browser: nothing is sent or saved, and you never need to share contact details to see a result.
Frequently asked
Sources & methodology
- IRS — Rev. Proc. 2026-26 (2027 applicable percentage table, required contribution 10.22%)
- IRS — Rev. Proc. 2025-25 (2026 applicable percentage table, required contribution 9.96%)
- HealthCare.gov — Save on monthly premiums
- HealthCare.gov — Medicaid expansion & what it means for you
- KFF (analyst source) — Status of State Action on the Medicaid Expansion Decision, October 2026
- Georgia Office of Commissioner of Insurance — Georgia Access
The calculation runs entirely in your browser with the year-labelled figures from the sources above, and updates as you type. We don’t send, store or log anything you enter. We check these figures against the sources whenever CMS, the IRS or HHS publishes a new year.
Compiled by the McDowell Business Resources Data Desk. Last reviewed: October 15, 2026.
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McDowell Business Resources is not affiliated with or endorsed by the U.S. government, the federal Medicare program, or CMS.
This page is general education, not insurance, tax, legal or investment advice. Figures are dated where shown and can change; your situation may differ, and product availability varies by state and carrier. McDowell Business Resources (MBR Insurance & Financial Services) is an independent agency, not an insurance carrier.