Medicare IRMAA Calculator
In 2026, single filers with income above $109,000 (or $218,000 for joint filers) on their 2024 tax return pay more for Part B and Part D. The standard Part B premium is $202.90 a month; the highest bracket pays $689.90.
Figures checked October 15, 2026 · free, no sign-up
Calculator
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Estimate only, using the published figures listed under Sources. It is not a quote, an eligibility decision or advice. Your inputs stay in your browser: nothing is sent or saved, and you never need to share contact details to see a result.
Frequently asked
Sources & methodology
- SSA — Medicare premiums: rules for higher-income beneficiaries
- CMS — 2026 Medicare Parts A & B Premiums and Deductibles
The calculation runs entirely in your browser with the year-labelled figures from the sources above, and updates as you type. We don’t send, store or log anything you enter. We check these figures against the sources whenever CMS, the IRS or HHS publishes a new year.
Compiled by the McDowell Business Resources Data Desk. Last reviewed: October 15, 2026.
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McDowell Business Resources is not affiliated with or endorsed by the U.S. government, the federal Medicare program, or CMS.
This page is general education, not insurance, tax, legal or investment advice. Figures are dated where shown and can change; your situation may differ, and product availability varies by state and carrier. McDowell Business Resources (MBR Insurance & Financial Services) is an independent agency, not an insurance carrier.