888-661-0126 info@mbrpro.com Mon–Fri 10am – 5pm
City guide · Clay County

Medicare & Health Insurance in Orange Park, FL: 2027 Guide

Orange Park residents choose from the same 40 Medicare Advantage plans as the rest of Clay County for 2027, 35 of them at a $0 Part C premium, with in-network out-of-pocket limits from $2,500 to $9,850. Of Orange Park’s 9,062 residents, 25.0% are 65 or older.

Page last revised 15 October 2026. Census: ACS 2023. Plans: CMS CY2027.

The Town of Orange Park is small, 9,062 residents in the latest Census survey, but the name covers a much larger area of Clay County along US-17 and Blanding Boulevard. A quarter of town residents, 25.0%, are 65 or older, well above Clay County as a whole at 16.8%.

HCA Florida Orange Park Hospital, rated 3 stars by CMS, is in the 32073 ZIP code, and Jacksonville’s hospitals are a short drive north. When we compare plans for an Orange Park resident we check both: the local hospital for emergencies and the Jacksonville systems for specialists.

Orange Park at a glance

Orange Park compared with Clay County
MeasureOrange ParkClay County
Population9,062223,436
Median age48.240.2
Aged 65 or older25.0%16.8%
Median household income$74,564$86,094
No health insurance12.9%8.2%

Source: U.S. Census Bureau, American Community Survey 2023 5-year estimates (DP03, DP05 and S2701), via the Ambrose Insurance Brain.

2027 Medicare options for Orange Park

40Medicare Advantage plans
35with a $0 Part C premium
$6,750median out-of-pocket limit
82%rated 4 stars or higher
39Special Needs Plans
$2,4002027 Part D out-of-pocket cap

Every plan, with its star rating, premium, out-of-pocket limit and Part D deductible, is listed in the Clay County guide.

Source: CMS CY2027 landscape file and 2027 Star Ratings for Clay County; Medicare.gov for the Part D cap.

Hospitals near Orange Park

HospitalZIPCMS overall rating
HCA Florida Orange Park Hospital320733.0★

Source: CMS Care Compare — Hospital General Information (overall star rating), retrieved 15 October 2026.

Next steps for Orange Park residents

Local questions

Orange Park: frequently asked

40, the same as everywhere in Clay County, because CMS approves plans by county. 35 charge a $0 Part C premium and 31 include Part D drug coverage. 39 more are Special Needs Plans for people who qualify.
2,265 people, 25.0% of the 9,062 residents counted in the Census Bureau’s 2023 American Community Survey. Clay County as a whole is 16.8%.
HCA Florida Orange Park Hospital (ZIP 32073, 3 stars), using CMS’s overall hospital star ratings. Check that the hospital you would use is in a plan’s network before you enroll.
$9,850 in network, with a median of $6,750 across the 40 plans. On top of that you still pay the Part B premium, $202.90 a month in 2026.
For the 2026 plan year, the benchmark Silver plan for Clay County costs $710.57 a month for a 40-year-old before tax credits (HealthCare.gov; age scaled with the federal age curve). Most people with income between 100% and 400% of the poverty line pay less after the premium tax credit.
October 15 to December 7, 2026, for coverage that starts January 1, 2027. People already in a Medicare Advantage plan get one more change between January 1 and March 31.
Yes. Our office is at 7530 103rd St in Jacksonville, and we also meet by phone or video. Plan reviews are free. Call 888-661-0126.

Sources & methodology

Place figures are the Census Bureau’s profile for Orange Park town, Florida. Medicare plan figures are for Clay County, because CMS approves Medicare Advantage service areas by county; the full plan tables are on the Clay County guide. Pulled through the Ambrose Insurance Brain on 15 October 2026.

Compiled by the McDowell Business Resources Data Desk. Last reviewed: October 2026.

Help in Orange Park, at no cost

Free, no-pressure help comparing Medicare, Marketplace, life and supplemental coverage. Call or book a time that suits you.

Medicare TPMO disclaimer: We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.

McDowell Business Resources is not affiliated with or endorsed by the U.S. government, the federal Medicare program, or CMS.

This page is general education, not insurance, tax, legal or investment advice. Figures are dated where shown and can change; your situation may differ, and product availability varies by state and carrier. McDowell Business Resources (MBR Insurance & Financial Services) is an independent agency, not an insurance carrier.

Call Get a Quote